South Africa take-home pay calculator 2026/27

Your net salary after PAYE and UIF on the 2026/27 SARS tables, with age rebates, medical aid credits and retirement contributions.

Take-home pay per month
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Take-home pay by salary

R10,000/monthR9,585.00 netR15,000/monthR13,635.00 netR20,000/monthR17,707.88 netR25,000/monthR21,441.88 netR30,000/monthR25,141.88 netR40,000/monthR32,138.13 netR50,000/monthR38,747.30 netR60,000/monthR45,086.80 netR80,000/monthR57,165.13 netR100,000/monthR68,965.13 net

Hiring in South Africa? See the total employer cost.

Questions

What are the 2026/27 income tax brackets in South Africa?

18% on taxable income up to R245,100, then 26%, 31%, 36%, 39% and 41%, and 45% above R1,878,600. The 2026 Budget adjusted the brackets fully for inflation.

Below what income do I pay no tax in 2026/27?

R99,000 a year if you are under 65, R153,250 at 65 to 74, and R171,300 at 75 and over. The rebates behind these are R17,820, plus R9,765 at 65+, plus R3,249 at 75+.

How much is the medical aid tax credit for 2026/27?

R376 a month each for the main member and the first dependant, and R254 a month for each additional dependant.

How much UIF is deducted from my salary?

1% of your pay up to R17,712 a month, so at most R177.12. Your employer pays the same amount again.

How much of my retirement contributions can I deduct?

Up to 27.5% of remuneration, capped at R430,000 a year under the 2026 Budget (previously R350,000). Contributions above the cap carry forward.

Sources

Updated 2026-11-13. Estimates for planning only, not tax advice.