Kenya PAYE & net salary calculator 2026

Your take-home pay after PAYE, NSSF, SHIF and the Affordable Housing Levy, with the latest February 2026 NSSF limits.

Net pay per month
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Net pay by salary

KSh 30,000/monthKSh 26,194 netKSh 50,000/monthKSh 39,029 netKSh 75,000/monthKSh 54,735 netKSh 100,000/monthKSh 70,442 netKSh 150,000/monthKSh 103,618 netKSh 200,000/monthKSh 137,131 netKSh 300,000/monthKSh 204,156 netKSh 500,000/monthKSh 338,206 net

Hiring in Kenya? See the total employer cost.

Questions

What are the PAYE tax bands in Kenya for 2026?

Monthly taxable pay: first KSh 24,000 at 10%, next KSh 8,333 at 25%, next KSh 467,667 at 30%, next KSh 300,000 at 32.5% and anything above KSh 800,000 at 35%. Personal relief of KSh 2,400 a month is then subtracted. The Finance Act 2026 did not change the bands or the relief.

Are SHIF and the Housing Levy deducted before PAYE?

Yes. Since 27 December 2024 (Tax Laws (Amendment) Act 2024), SHIF at 2.75% of gross and the 1.5% Affordable Housing Levy are deducted before PAYE is worked out, along with NSSF.

How much is NSSF in 2026?

From February 2026 (Year 4 of the NSSF Act 2013) the employee pays 6% of pensionable pay up to the upper earnings limit of KSh 108,000, so the maximum is KSh 6,480 a month. The employer pays the same amount.

Is there a minimum SHIF deduction?

Yes, SHIF is 2.75% of gross pay with a minimum of KSh 300 a month.

Sources

Updated 2026-11-13. Estimates for planning only, not tax advice.