Employer cost calculator: Saudi Arabia 2026

What an employee really costs in Saudi Arabia: gross salary plus mandatory employer contributions. A SAR 10,000 monthly salary costs about SAR 10,617 (1.06× gross).

Gross salary per month (SAR)

Total cost to employer per month

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Employer cost by salary

GOSI occupational hazards 2% for every employee (plus annuities and SANED for Saudi nationals) and the end-of-service gratuity accrual. Figures below are for an expat.

Gross per month	SAR 5,000	SAR 10,000	SAR 20,000	SAR 50,000
Occupational hazards (GOSI)	SAR 100	SAR 200	SAR 400	SAR 900
End-of-service gratuity (accrual)	SAR 208	SAR 417	SAR 833	SAR 2,083
Total employer cost	SAR 5,308	SAR 10,617	SAR 21,233	SAR 52,983
Cost multiplier	1.062×	1.062×	1.062×	1.060×
Employee take-home	SAR 5,000	SAR 10,000	SAR 20,000	SAR 50,000

Employer GOSI: annuities match the employee rate for Saudi nationals, SANED 0.75%, occupational hazards 2% for everyone, on basic + housing (SAR 1,500-45,000). End-of-service gratuity accrued at half a month per year for the first 5 years (years_of_service >= 5: a full month).

Employee side: Saudi Arabia take-home pay calculator.

Building payroll, EOR or salary-advance software? Get these numbers as JSON: GET /v1/employer-cost?country=sa&gross=… — free API key, 1,000 calls/month.

Questions

How much does it cost to employ someone in Saudi Arabia?

On top of gross pay, employers in Saudi Arabia pay gOSI occupational hazards 2% for every employee (plus annuities and SANED for Saudi nationals) and the end-of-service gratuity accrual. Figures below are for an expat. For a SAR 10,000 monthly salary the total is about SAR 10,617, or 1.06 times gross pay.

Does this include benefits or an EOR fee?

No. It covers statutory employer contributions and mandatory accruals only. Private health insurance, allowances, equipment and Employer of Record fees come on top.

Sources

Updated 2026-11-13. Estimates for planning only, not tax advice.