Employer cost calculator: Ecuador 2026
What an employee really costs in Ecuador: gross salary plus mandatory employer contributions. A $1,000 monthly salary costs about $1,328 (1.33× gross).
Employer cost by salary
IESS patronal 11.15% plus IECE and SECAP, the 13th and 14th salary accruals and fondos de reserva.
| Gross per month | $482 | $1,000 | $3,000 | $6,000 |
|---|---|---|---|---|
| IESS (employer) | $54 | $112 | $334 | $669 |
| IECE | $2 | $5 | $15 | $30 |
| SECAP | $2 | $5 | $15 | $30 |
| 13th salary (accrual) | $40 | $83 | $250 | $500 |
| 14th salary (accrual) | $40 | $40 | $40 | $40 |
| Fondos de reserva | $40 | $83 | $250 | $500 |
| Total employer cost | $661 | $1,328 | $3,905 | $7,769 |
| Cost multiplier | 1.371× | 1.328× | 1.302× | 1.295× |
| Employee take-home | $436 | $906 | $2,525 | $4,618 |
IESS patronal 11.15% + IECE 0.5% + SECAP 0.5% (iece_secap=false to drop), décimo tercero and décimo cuarto accruals, fondos de reserva 8.33% from month 13 (fondos_reserva=false for year one). Excludes vacation accrual and 15% profit sharing.
Employee side: Ecuador take-home pay calculator.
GET /v1/employer-cost?country=ec&gross=… — free API key, 1,000 calls/month.Questions
How much does it cost to employ someone in Ecuador?
On top of gross pay, employers in Ecuador pay iESS patronal 11.15% plus IECE and SECAP, the 13th and 14th salary accruals and fondos de reserva. For a $1,000 monthly salary the total is about $1,328, or 1.33 times gross pay.
Does this include benefits or an EOR fee?
No. It covers statutory employer contributions and mandatory accruals only. Private health insurance, allowances, equipment and Employer of Record fees come on top.
Sources
- https://nmslaw.com.ec/blog/2026/01/05/tablas-impuesto-renta-2026-ecuador/
- https://www.primicias.ec/economia/tabla-decuento-gastos-personales-impuesto-renta-canastas-basicas-sri-115251/
- https://hacecuentas.com/ec/calculadora-impuesto-renta-ecuador
Updated 2026-11-13. Estimates for planning only, not tax advice.